Last updated: July 21, 2026
This policy explains what payment methods we accept, how transactions are handled, and the security measures we take. Every purchase at Jomaaloviense is processed in United States dollars, with the total you see at checkout being the final amount charged.
Accepted Payment Methods
We accept the following payment options for all orders:
- Visa (credit and debit cards)
- MasterCard (credit and debit cards)
- PayPal
These methods are clearly displayed on our checkout page. We do not accept checks, cash on delivery, money orders, or any payment types not listed here.
Transaction Currency and Final Charges
All prices on our website are listed in U.S. dollars (USD). The full order total is calculated and displayed on the checkout screen before you submit your payment. This total includes the price of the items and any applicable shipping cost—though we offer free standard shipping on every order. No additional transaction fees, handling charges, or processing surcharges are added at any point during or after checkout. The amount confirmed on your order is the precise amount that will be submitted to your payment provider.
How Your Payment Is Processed
- Card payments:Â When you pay with Visa or MasterCard, your payment information is transmitted through an encrypted connection and processed by a PCI-DSS compliant payment gateway. We do not see or store your full card number, expiration date, or CVV security code on our servers. Only a tokenized reference and the last four digits of your card number are retained for verification and customer service purposes.
- PayPal payments: Choosing PayPal redirects you to PayPal’s secure platform to log in and confirm the payment. We never receive your PayPal password, bank details, or complete funding source numbers. Once you approve the payment, PayPal sends us a confirmation, and we begin processing your order.
An authorization hold may be placed on your card or PayPal account at the time you place the order. The final capture of funds occurs once your order has passed our standard review and enters the processing queue, typically within a few hours on a business day.
Billing Statement Description
The charge that appears on your credit card or PayPal statement will be listed under Jomaaloviense or a recognizable short form containing our business name. If you need to verify a specific descriptor after a purchase, our Customer Care team can provide the exact billing information tied to your transaction.
Order Verification and Security
To protect against unauthorized transactions, we routinely screen all orders. For certain first-time orders, unusually large purchases, or transactions flagged by our automated checks, we may contact you by email or phone to request a simple verification of your identity or billing details before the order can be shipped. If verification cannot be completed within one business day of our request, the order will be cancelled and any authorized payment will be fully voided or refunded. This practice helps ensure a secure environment for everyone.
Declined or Failed Payments
If a payment fails during checkout, no order is created and you will see an immediate notification on the checkout page. If a payment is declined after an order has been placed (for example, during a delayed verification), we will send an email to the address associated with the order. Your order remains on hold until we receive a valid payment. If a successful alternative payment is not arranged within 48 hours, the order will be automatically cancelled.
Billing Address Accuracy
To minimize payment delays, ensure that the billing address entered at checkout exactly matches the address your card issuer or PayPal account has on file. A mismatch is one of the most common causes of a declined transaction. We do not alter billing details you submit; any necessary correction must be initiated by you in a new order attempt.
Questions About a Charge
If you believe a charge from Jomaaloviense is incorrect, unrecognized, or appears as a duplicate, contact us directly before initiating a dispute with your card issuer or PayPal. In nearly every case, we can clarify the charge and resolve the issue quickly.
- Email:Â info@jomaaloviense.com
- Phone:Â +1 708-470-9033
- Hours: Monday – Friday, 9:00 AM – 6:00 PM Central Time
For all other payment-related questions not covered here, our team is available during these hours to assist.